* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Inter', sans-serif;
  background: #f7f9fc;
  color: #111827;
  line-height: 1.5;
}

.hero {
  min-height: 100vh;
  background:
    radial-gradient(circle at top left, rgba(0, 102, 255, 0.18), transparent 35%),
    radial-gradient(circle at bottom right, rgba(88, 80, 236, 0.16), transparent 30%),
    #ffffff;
  padding: 32px 24px;
}

.nav {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-size: 22px;
  font-weight: 800;
  letter-spacing: -0.04em;
}

.nav-button {
  text-decoration: none;
  color: #111827;
  border: 1px solid rgba(17,24,39,0.1);
  padding: 12px 18px;
  border-radius: 999px;
  font-weight: 600;
  background: rgba(255,255,255,0.7);
  backdrop-filter: blur(10px);
}

.hero-content {
  max-width: 900px;
  margin: 120px auto 0;
}

.badge {
  display: inline-block;
  padding: 10px 16px;
  border-radius: 999px;
  background: rgba(0,102,255,0.08);
  color: #0066ff;
  font-weight: 600;
  margin-bottom: 24px;
}

h1 {
  font-size: 78px;
  line-height: 0.95;
  letter-spacing: -0.06em;
  max-width: 850px;
}

.subtitle {
  margin-top: 28px;
  max-width: 700px;
  font-size: 22px;
  color: #4b5563;
}

.cta-row {
  margin-top: 42px;
  display: flex;
  gap: 18px;
  align-items: center;
  flex-wrap: wrap;
}

.primary-btn {
  display: inline-block;
  background: linear-gradient(135deg,#0066ff,#5850ec);
  color: white;
  text-decoration: none;
  padding: 18px 28px;
  border-radius: 16px;
  font-weight: 700;
  box-shadow: 0 10px 30px rgba(0,102,255,0.25);
}

.primary-btn.large {
  margin-top: 26px;
  font-size: 18px;
  padding: 20px 34px;
}

.fee-box {
  background: white;
  border-radius: 16px;
  padding: 16px 22px;
  border: 1px solid rgba(17,24,39,0.08);
  color: #4b5563;
}

.section {
  padding: 100px 24px;
}

.section.light {
  background: white;
}

.section.dark {
  background: #0f172a;
  color: white;
}

.section-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.section-inner.narrow {
  max-width: 950px;
}

.problem-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit,minmax(260px,1fr));
  gap: 24px;
}

.problem-card {
  background: white;
  padding: 32px;
  border-radius: 24px;
  border: 1px solid rgba(17,24,39,0.06);
  box-shadow: 0 10px 30px rgba(15,23,42,0.04);
}

.problem-card h3 {
  font-size: 24px;
  margin-bottom: 14px;
}

.problem-card p {
  color: #6b7280;
}

.eyebrow {
  font-size: 13px;
  letter-spacing: 0.16em;
  font-weight: 700;
  color: #0066ff;
  margin-bottom: 18px;
}

h2 {
  font-size: 52px;
  line-height: 1;
  letter-spacing: -0.05em;
  margin-bottom: 46px;
}

.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit,minmax(200px,1fr));
  gap: 24px;
}

.step {
  padding: 28px;
  background: #f8fafc;
  border-radius: 22px;
}

.step span {
  display: inline-block;
  font-weight: 800;
  color: #0066ff;
  margin-bottom: 18px;
}

.step h4 {
  font-size: 22px;
  margin-bottom: 12px;
}

.step p {
  color: #6b7280;
}

.categories {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.category {
  background: white;
  padding: 18px 22px;
  border-radius: 999px;
  border: 1px solid rgba(17,24,39,0.08);
  font-weight: 600;
  box-shadow: 0 4px 18px rgba(15,23,42,0.04);
}

.center {
  text-align: center;
}

.final-text {
  color: rgba(255,255,255,0.75);
  font-size: 20px;
  max-width: 650px;
  margin: 0 auto;
}

@media (max-width: 768px) {
  h1 {
    font-size: 52px;
  }

  h2 {
    font-size: 38px;
  }

  .subtitle {
    font-size: 19px;
  }

  .hero-content {
    margin-top: 80px;
  }
}